Financing Options

Realize your dream today with convenient financing options!

With approved credit. Ask for details.

At Malak Jewelers, we provide:

  • Convenient at-home or in-store application.
  • Quick credit decision.
  • Immediate access to revolving credit line that you can use over and over again.
  • Ability to make repeat purchases.
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management and bill payment options

PURCHASE NOW, PAY LATER WITH ZERO INTEREST IF PAID WITHIN 24 MONTHS! 

Conditions May Apply.Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.What Do I Need to Apply?

  • Social Security Number
  • Income information
  • Email address
  • Camera enabled smartphone

Please note that:

  • The Malak Jewelers American Gem Society credit card is issued with approved credit by Wells Fargo Bank, N.A. 
  • Credit is issued by institutional banks that have partnership agreements with Malak Jewelers. Special terms apply to qualifying purchases of $3,000 or more charged with approved credit, and view the issuing bank’s terms of agreement document.
  • Minimum monthly payments are required during the promotional (special terms) period. The promotion cannot be combined with any other offer.
  • Taxes must be paid at the time of purchase.
  • Interest will be charged to your account from the purchase date at the APR (annual percentage rate) agreed upon with the lending institution if the purchase balance is not paid in full within the promotional period.
  • For new accounts, the APR for purchases will vary depending on your credit and the lending institution. This information is subject to change and can expire at any time.
  • This information is accurate as of 06/13/2024 and is subject to change. For current information, call us at 1-704-341-1188.